Tag: boat/watercraft

If you’re looking to add to your boat/watercraft collection, you may be deciding between a Jet Ski and a WaveRunner. These two watercraft are some of the more popular out on the water and, depending on what you’re looking for, may be a purchase for you in the near future. 

Design

When both Jet Ski and WaveRunner came out, they had a design difference, with Jet Ski being a standing model, and WaveRunner being seated. Over the years, these brands have started taking on both model options. The WaveRunner sits like a motorcycle, according to many owners, giving it a familiar feeling while out on the water. 

Brand Difference

While Jet Ski is often used as an interchangeable term for watercraft options, the brand "Jet Ski" was actually trademarked by Kawasaki when they first came out a few decades ago. The WaveRunner was trademarked by  Yamaha around the same time. There are various other brands now who have made their own version of these models, and they all have different price points depending on physical size and the motor. 

Performance

While both of these options take on a lot of speed, the Jet Ski is typically associated with the highest performance and is often used more aggressively out on the water. Because of this, Jet Skis are usually driven by more experienced watercraft drivers. Those who are just starting out seem to do better on WaveRunners, where they can sit and have the ability to control the machine and water more easily. 

Depending on which watercraft you’re interested in purchasing, it is still a good idea to take advantage of boat/watercraft insurance so that you have full protection when you’re out on the water. If you’re in or around the Bellevue WA area, make sure to visit our agents at Securum LLC for more infomraiton on this policy, and to help get you a quote today. 

Liability coverage is an important type of boating insurance. It provides protection if your boat, towing equipment, or other boating essentials cause an injury or damage. Review your boating plans. Then upgrade your boat insurance policy to match your boat and its use.

Boat and Experience Assessment

Consider the type of boat you own and how you use it. All the boating details that you research may indicate how much liability protection you need to be comfortably insured.

If you own a boat that can travel at fast speeds, the chance of being involved in an accident may be elevated. If you are fairly new to operating a boat, you may be concerned about being involved in an accident that results in physical harm or property damage. Your assessment results will help you focus on your liability insurance needs.

Towing Equipment

If you own towing equipment that you plan on using when operating your boat, the threat of injury or damage may increase. Towing equipment can be covered by your liability insurance. If any of the equipment harms someone else or causes damage to another person’s property, this coverage could keep out-of-pocket costs down. 

Water Toys

Consider other items on your boat, such as recreational toys. If any of them could cause harm or damage, you may want to add them to your boat insurance policy.

Services for Boat Owners in Bellevue, WA 

If you need further assistance with your boat insurance policy, contact one of our Securum LLC agents. A qualified insurance agent will make sure that you have the liability insurance you need.