Motorcycle Insurance in Washington
You love cruising down the highway with the wind blowing in your hair while riding your motorcycle and you want to protect it. The best way to protect the investment you have made in your motorcycle is through obtaining motorcycle insurance and in the state of Washington, you are required to at least have a liability insurance policy. Liability insurance will cover injuries and property damage sustained in a crash with others in which you are deemed to have been at fault. There are, however, other motorcycle insurance options.
Underinsured or Uninsured Coverage
Underinsured or uninsured coverage will protect you if you are involved in an accident with someone who does not have any insurance coverage. This part of your policy will cover our medical bills and those of your passenger, along with property damage if the motorist who caused the crash does not have insurance or not enough insurance to cover all of the expenses incurred.
Collision Motorcycle Insurance
Collision motorcycle insurance coverage will pay for any damages to your bike if you are involved in a crash with another vehicle. It will also cover property damage that is incurred if you hit an object. For example, if you accidentally drive your bike into someone’s garage door, this part of your policy will help pay for damages to your bike as well as the garage door.
Comprehensive Motorcycle Insurance
Comprehensive insurance coverage is very important, and you will be required to have this coverage if you owe on a loan for your motorcycle. It will replace or repair your bike if it is damaged or destroyed by a fire, vandalism, or a natural disaster, such as high-winds or a hailstorm. This part of your policy will also pay to have your bike replaced if it is stolen.
To create the best policy for you and your motorcycle, you should enlist the assistance of an experienced insurance agent in the state of Washington. The motorcycle insurance agents at Securum LLC in Lynnwood, WA. At Securum LLC in Lynnwood, WA, we have the experience and knowledge you can trust. Call for an appointment today!