Auto Insurance in Washington
When you are shopping for auto insurance it is easy to think that buying insurance online is the way to go. That may seem easier, but the reality is it's easier to make mistakes in the amount and the type of coverage you end up getting. When you run into trouble or have an accident, who do you call? Not the local agent down the street who knows you and your situation. Having a local agent who can do the hard work of shopping all the top carriers is easier than just going with someone you don't know. At Securum LLC Washington in Lynnwood, WA we are an independent agency and we work for our clients, not an insurance company.
Liability auto insurance
In Washington state, you are required to carry liability insurance. You need to carry $25,000 for death or injury for a single person and $50,000 for a total per accident. Additionally, you must have $10,000 for property damage. These are the bare minimums you have to carry, they may not be the right amount you should have. Discuss the liability limits that make sense for you in your financial situation with your trusted insurance agent.
Having an accident is no fun. It is even less fun when you are the at-fault party. To get your vehicle repaired or replaced, you need to either pay out of pocket or have collision coverage. Paying out of pocket can be very expensive.
Comprehensive coverage protects you from things that are beyond your control. Things like deer running into or in front of your car, a lightning strike, a limb that is blown from a tree, vandalism or theft are all beyond your control. Glass coverage is covered under comprehensive as well and usually has no deductible.
Auto insurance makes driving feel a little less dangerous. Having an auto insurance agent you trust makes it easy to find not only the best insurance but the best price. Give us a call at Securum LLC Washington in Lynnwood, WA to discuss what your auto insurance needs are and to get a no-obligation quote.