Home Insurance in Washington
When purchasing a home in Lynnwood, WA, don’t neglect to factor in home insurance. If you take out a loan for your home, your lender will no doubt require this coverage. Home insurance from Securum LLC is a must to protect your costly home investment. Here’s what home insurance can do for you.
Home insurance protects you financially by compensating you for damage to your Washington property. If your home is destroyed in a covered peril, home insurance can save you from financial ruin. Here’s the coverage that a standard home policy in Washington offers:
Dwelling/Additional Structures – covers your home and other structures on your property against damage from fire, vandalism, storms, tornadoes, lightning strikes, and other disasters. We recommend you obtain enough dwelling coverage to rebuild your home in case it’s destroyed in a disaster.
Property – covers the contents of your home, i.e. your belongings. By making an inventory of your personal effects and their value, you’ll have a better idea of how much property coverage to buy. A home inventory will also make it easier to make a claim, if and when the need arises.
Liability – covers accidental injuries that may occur on your home property. Home accidents are a fact of life. As the owner, you could easily be held responsible for the damages that an accident can cause. If a friend is injured while visiting your home or his property damaged, liability insurance will pay his medical or property damage costs to protect your income, savings, or retirement funds.
Benefits of Home Coverage
You can’t prevent unfortunate events from happening, but you can be prepared with the protection that home insurance provides. Home coverage provides financial help to keep you from going under if a disaster strikes. This financial support can also help you recover quicker from a major disaster.
To purchase a home insurance policy for your Lynnwood, WA home, contact us at Securum LLC.