{"id":8,"date":"2020-12-07T04:00:00","date_gmt":"2020-12-07T10:00:00","guid":{"rendered":"https:\/\/www.securuminsurance.com\/blog\/?p=8"},"modified":"2020-12-07T13:27:25","modified_gmt":"2020-12-07T19:27:25","slug":"common-myths-about-home-insurance","status":"publish","type":"post","link":"https:\/\/www.securuminsurance.com\/blog\/common-myths-about-home-insurance\/","title":{"rendered":"Common Myths About Home Insurance"},"content":{"rendered":"<p>You worked hard to get your dream home, and you are smart enough to know to get a home insurance policy to cover what you worked hard for. However, it is important to know that there are some common myths about home insurance.&nbsp;Learning these myths is critical, so you can contact a reliable insurance agent to ensure your home and all you worked so hard for are protected. And thus, the following are common myths about home insurance:&nbsp;<\/p>\n<h3><strong>1. Home insurance covers flood damage.<\/strong><\/h3>\n<p>Home insurance usually does not cover flood damage unless caused by internal damage to the home, like broken pipes. Even then, there may be some discrepancies. However, adding flood insurance&nbsp;to your policy in such cases may be needed.&nbsp;<\/p>\n<h3><strong>2. Home insurance only covers your belongings and property.&nbsp;<\/strong><\/h3>\n<p>Most home insurance policies protect more than your personal items and property. From third-party liability coverage to additional living expenses, most policies cover damages and injuries caused on your property to&nbsp;another property or person, accommodation and food are covered if you must leave your home due to an insured event, and more.&nbsp;<\/p>\n<h3><strong>3. Home insurance covers all your possessions, including valuables.&nbsp;<\/strong><\/h3>\n<p>However, standard home insurance policies usually protect most of your possessions, but more coverage is usually required for high-end items, like collectibles, jewelry, bicycles, and sports memorabilia.&nbsp;<\/p>\n<h3><strong>4. While on vacation, your home is always protected.&nbsp;<\/strong><\/h3>\n<p>Some incidents may not be covered. For instance, your policy more than likely may not cover&nbsp;damage to your home that occurred due to you not draining your pipes during the winter while you are on vacation,&nbsp;<\/p>\n<h3><strong>Conclusion<\/strong><\/h3>\n<p>These are just a handful of myths about home insurance. So, for more information about home insurance myths, contact&nbsp;Securum, LLC in Lynnwood, WA today.&nbsp;Securum, LLC has highly trained, licensed, and experienced agents committed to helping clients in&nbsp;Lynnwood, WA, and surrounding areas. Contact our team today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You worked hard to get your dream home, and you are smart enough to know to get a home insurance policy to cover what you worked hard for. However, it is important to know that there are some common myths about home insurance.&nbsp;Learning these myths is critical, so you can contact a reliable insurance agent [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[2,3],"class_list":["post-8","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-lynnwood-wa","tag-securum-llc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts\/8","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":1,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions"}],"predecessor-version":[{"id":9,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions\/9"}],"wp:attachment":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=8"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=8"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}