{"id":164,"date":"2025-11-28T12:00:00","date_gmt":"2025-11-28T18:00:00","guid":{"rendered":"https:\/\/www.securuminsurance.com\/blog\/?p=164"},"modified":"2025-11-11T10:08:00","modified_gmt":"2025-11-11T16:08:00","slug":"what-happens-if-you-re-hit-by-an-uninsured-driver","status":"publish","type":"post","link":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/","title":{"rendered":"What Happens If You&#8217;re Hit By an Uninsured Driver?"},"content":{"rendered":"<p>If you drive in the state of Washington, you are legally required to have auto insurance. But what happens if someone who doesn&#8217;t carry auto insurance, despite the law, hits you and causes damage or injuries?<\/p>\n<h2>What Happens If You&#8217;re Hit By an Uninsured Driver?<\/h2>\n<p>Some people recklessly drive without auto insurance. What would happen if your car were hit by an uninsured driver? Many auto insurance policies include uninsured motorist coverage. If your policy has this, it would cover the damage to your car, along with your policy&rsquo;s collision coverage.<\/p>\n<p>In addition to damage caused by uninsured motorists, uninsured motorist coverage will help you pay for repairs if your car is damaged by a hit-and-run driver. Sometimes, the other driver may have insurance, but their policy doesn&rsquo;t offer enough funds to cover your repairs. This is known as an underinsured driver, and the same coverage in your policy will help you repair your car.<\/p>\n<h2>Call Us for an Appointment<\/h2>\n<p>Our team takes pride in being an independent agency. This means our staff at Securum LLC can offer a wide range of auto insurance options. Drivers in the Bellevue, WA, area will find we are always ready to listen to you and help you find the insurance you need. Call us for an appointment and let us help you drive with the insurance protection you need. &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you drive in the state of Washington, you are legally required to have auto insurance. But what happens if someone who doesn&#8217;t carry auto insurance, despite the law, hits you and causes damage or injuries? What Happens If You&#8217;re Hit By an Uninsured Driver? Some people recklessly drive without auto insurance. What would happen [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[23,21,20,3,12],"class_list":["post-164","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-auto","tag-bellevue","tag-insurance","tag-securum-llc","tag-wa"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Securum, LLC |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Happens If You\u2019re Hit By an Uninsured Driver? | Blog | Securum, LLC\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-11-28T18:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-11-11T16:08:00+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"What Happens If You\u2019re Hit By an Uninsured Driver? | Blog | Securum, LLC\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/#article\",\"name\":\"What Happens If You\\u2019re Hit By an Uninsured Driver? | Blog | Securum, LLC\",\"headline\":\"What Happens If You&#8217;re Hit By an Uninsured Driver?\",\"author\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2025-11-28T12:00:00-06:00\",\"dateModified\":\"2025-11-11T10:08:00-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/#webpage\"},\"articleSection\":\"Uncategorized, auto, bellevue, insurance, Securum LLC, wa\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/category\\\/uncategorized\\\/#listItem\",\"name\":\"Uncategorized\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/category\\\/uncategorized\\\/#listItem\",\"position\":2,\"name\":\"Uncategorized\",\"item\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/category\\\/uncategorized\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/#listItem\",\"name\":\"What Happens If You&#8217;re Hit By an Uninsured Driver?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/#listItem\",\"position\":3,\"name\":\"What Happens If You&#8217;re Hit By an Uninsured Driver?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/category\\\/uncategorized\\\/#listItem\",\"name\":\"Uncategorized\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Securum, LLC\",\"url\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/#webpage\",\"url\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/\",\"name\":\"What Happens If You\\u2019re Hit By an Uninsured Driver? | Blog | Securum, LLC\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/what-happens-if-you-re-hit-by-an-uninsured-driver\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2025-11-28T12:00:00-06:00\",\"dateModified\":\"2025-11-11T10:08:00-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/\",\"name\":\"Blog | Securum, LLC\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"What Happens If You\u2019re Hit By an Uninsured Driver? | Blog | Securum, LLC","description":"","canonical_url":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/#article","name":"What Happens If You\u2019re Hit By an Uninsured Driver? | Blog | Securum, LLC","headline":"What Happens If You&#8217;re Hit By an Uninsured Driver?","author":{"@id":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.securuminsurance.com\/blog\/#organization"},"datePublished":"2025-11-28T12:00:00-06:00","dateModified":"2025-11-11T10:08:00-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/#webpage"},"isPartOf":{"@id":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/#webpage"},"articleSection":"Uncategorized, auto, bellevue, insurance, Securum LLC, wa"},{"@type":"BreadcrumbList","@id":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.securuminsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/#listItem","name":"Uncategorized"}},{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/#listItem","position":2,"name":"Uncategorized","item":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/#listItem","name":"What Happens If You&#8217;re Hit By an Uninsured Driver?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/#listItem","position":3,"name":"What Happens If You&#8217;re Hit By an Uninsured Driver?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/#listItem","name":"Uncategorized"}}]},{"@type":"Organization","@id":"https:\/\/www.securuminsurance.com\/blog\/#organization","name":"Blog | Securum, LLC","url":"https:\/\/www.securuminsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/#webpage","url":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/","name":"What Happens If You\u2019re Hit By an Uninsured Driver? | Blog | Securum, LLC","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.securuminsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/#breadcrumblist"},"author":{"@id":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2025-11-28T12:00:00-06:00","dateModified":"2025-11-11T10:08:00-06:00"},{"@type":"WebSite","@id":"https:\/\/www.securuminsurance.com\/blog\/#website","url":"https:\/\/www.securuminsurance.com\/blog\/","name":"Blog | Securum, LLC","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.securuminsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Securum, LLC |","og:type":"article","og:title":"What Happens If You\u2019re Hit By an Uninsured Driver? | Blog | Securum, LLC","og:url":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/","article:published_time":"2025-11-28T18:00:00+00:00","article:modified_time":"2025-11-11T16:08:00+00:00","twitter:card":"summary","twitter:title":"What Happens If You\u2019re Hit By an Uninsured Driver? | Blog | Securum, LLC"},"aioseo_meta_data":{"post_id":"164","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2025-11-28 18:30:33","updated":"2025-11-28 18:30:33","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.securuminsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/\" title=\"Uncategorized\">Uncategorized<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhat Happens If You\u2019re Hit By an Uninsured Driver?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.securuminsurance.com\/blog"},{"label":"Uncategorized","link":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/"},{"label":"What Happens If You&#8217;re Hit By an Uninsured Driver?","link":"https:\/\/www.securuminsurance.com\/blog\/what-happens-if-you-re-hit-by-an-uninsured-driver\/"}],"_links":{"self":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts\/164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=164"}],"version-history":[{"count":1,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts\/164\/revisions"}],"predecessor-version":[{"id":165,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts\/164\/revisions\/165"}],"wp:attachment":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}