{"id":152,"date":"2025-05-30T04:00:00","date_gmt":"2025-05-30T10:00:00","guid":{"rendered":"https:\/\/www.securuminsurance.com\/blog\/?p=152"},"modified":"2025-05-26T12:55:30","modified_gmt":"2025-05-26T18:55:30","slug":"get-more-liability-coverage-by-adding-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/","title":{"rendered":"Get More Liability Coverage by Adding Umbrella Insurance"},"content":{"rendered":"<p>As a homeowner and vehicle owner, you likely have both home and auto insurance. While these policies are essential, they may not provide as much protection as you think. One key coverage type in these policies is liability coverage. To enhance your liability coverage, consider umbrella insurance. It&#8217;s an excellent option for those who want more comprehensive coverage. To get started with umbrella insurance, contact us today at Securum LLC in Lynnwood, WA.<\/p>\n<h2>Ensuring Adequate Liability Coverage<\/h2>\n<p>Many people find that their existing insurance policies don&#8217;t provide enough liability coverage. This is a common issue, as many home and auto policies offer limited liability coverage. If an accident occurs and the bills exceed your policy&#8217;s maximum payout, you&#8217;ll be left to cover the remaining costs. Umbrella insurance can help by providing additional liability coverage for both your home and auto policies.<\/p>\n<h2>Handling Overages<\/h2>\n<p>When a policy reaches its maximum payout and can&#8217;t cover any more of the accident bills, umbrella insurance steps in. It will cover those overages for you, potentially saving you from significant out-of-pocket expenses.<\/p>\n<h2>Securing Umbrella Insurance in Lynwood<\/h2>\n<p>Umbrella insurance offers enhanced protection against accidents. To learn more, contact Securum LLC in Lynnwood, WA.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a homeowner and vehicle owner, you likely have both home and auto insurance. While these policies are essential, they may not provide as much protection as you think. One key coverage type in these policies is liability coverage. To enhance your liability coverage, consider umbrella insurance. It&#8217;s an excellent option for those who want [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[16,11,3,15,12],"class_list":["post-152","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-liability","tag-lynnwood","tag-securum-llc","tag-umbrella","tag-wa"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Securum, LLC |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Get More Liability Coverage by Adding Umbrella Insurance | Blog | Securum, LLC\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-05-30T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-05-26T18:55:30+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Get More Liability Coverage by Adding Umbrella Insurance | Blog | Securum, LLC\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/#article\",\"name\":\"Get More Liability Coverage by Adding Umbrella Insurance | Blog | Securum, LLC\",\"headline\":\"Get More Liability Coverage by Adding Umbrella Insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2025-05-30T04:00:00-06:00\",\"dateModified\":\"2025-05-26T12:55:30-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/#webpage\"},\"articleSection\":\"Uncategorized, liability, lynnwood, Securum LLC, umbrella, wa\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/category\\\/uncategorized\\\/#listItem\",\"name\":\"Uncategorized\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/category\\\/uncategorized\\\/#listItem\",\"position\":2,\"name\":\"Uncategorized\",\"item\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/category\\\/uncategorized\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/#listItem\",\"name\":\"Get More Liability Coverage by Adding Umbrella Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/#listItem\",\"position\":3,\"name\":\"Get More Liability Coverage by Adding Umbrella Insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/category\\\/uncategorized\\\/#listItem\",\"name\":\"Uncategorized\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Securum, LLC\",\"url\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/\",\"name\":\"Get More Liability Coverage by Adding Umbrella Insurance | Blog | Securum, LLC\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/get-more-liability-coverage-by-adding-umbrella-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2025-05-30T04:00:00-06:00\",\"dateModified\":\"2025-05-26T12:55:30-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/\",\"name\":\"Blog | Securum, LLC\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.securuminsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Get More Liability Coverage by Adding Umbrella Insurance | Blog | Securum, LLC","description":"","canonical_url":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/#article","name":"Get More Liability Coverage by Adding Umbrella Insurance | Blog | Securum, LLC","headline":"Get More Liability Coverage by Adding Umbrella Insurance","author":{"@id":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.securuminsurance.com\/blog\/#organization"},"datePublished":"2025-05-30T04:00:00-06:00","dateModified":"2025-05-26T12:55:30-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/#webpage"},"articleSection":"Uncategorized, liability, lynnwood, Securum LLC, umbrella, wa"},{"@type":"BreadcrumbList","@id":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.securuminsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/#listItem","name":"Uncategorized"}},{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/#listItem","position":2,"name":"Uncategorized","item":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/#listItem","name":"Get More Liability Coverage by Adding Umbrella Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/#listItem","position":3,"name":"Get More Liability Coverage by Adding Umbrella Insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/#listItem","name":"Uncategorized"}}]},{"@type":"Organization","@id":"https:\/\/www.securuminsurance.com\/blog\/#organization","name":"Blog | Securum, LLC","url":"https:\/\/www.securuminsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/#webpage","url":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/","name":"Get More Liability Coverage by Adding Umbrella Insurance | Blog | Securum, LLC","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.securuminsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.securuminsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2025-05-30T04:00:00-06:00","dateModified":"2025-05-26T12:55:30-06:00"},{"@type":"WebSite","@id":"https:\/\/www.securuminsurance.com\/blog\/#website","url":"https:\/\/www.securuminsurance.com\/blog\/","name":"Blog | Securum, LLC","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.securuminsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Securum, LLC |","og:type":"article","og:title":"Get More Liability Coverage by Adding Umbrella Insurance | Blog | Securum, LLC","og:url":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/","article:published_time":"2025-05-30T10:00:00+00:00","article:modified_time":"2025-05-26T18:55:30+00:00","twitter:card":"summary","twitter:title":"Get More Liability Coverage by Adding Umbrella Insurance | Blog | Securum, LLC"},"aioseo_meta_data":{"post_id":"152","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2025-05-30 10:50:33","updated":"2025-06-04 02:36:01","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.securuminsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/\" title=\"Uncategorized\">Uncategorized<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tGet More Liability Coverage by Adding Umbrella Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.securuminsurance.com\/blog"},{"label":"Uncategorized","link":"https:\/\/www.securuminsurance.com\/blog\/category\/uncategorized\/"},{"label":"Get More Liability Coverage by Adding Umbrella Insurance","link":"https:\/\/www.securuminsurance.com\/blog\/get-more-liability-coverage-by-adding-umbrella-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts\/152","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=152"}],"version-history":[{"count":1,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts\/152\/revisions"}],"predecessor-version":[{"id":153,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/posts\/152\/revisions\/153"}],"wp:attachment":[{"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=152"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=152"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.securuminsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}